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Medigap also known as a Medicare Supplement

Original Medicare covers about 80% of your costs with no limit on your total expenses. Medicare Supplements are Insurance plans that cover the costs that Original Medicare doesn't cover. They fill in the "gaps" therefore are also called "Medigap". Hundreds of Insurance Companies offer Medicare Supplement Plans. The plan benefits are regulated by the Center for Medicare and Medicaid Services.

The only thing that can change is the name of the Insurance Company! 

Best Years Insurance will help you find the right Supplement Policy from the right

Carrier for you. 

Medigap Plan Chart.jpg
ORIGINAL MEDICARE has two parts...


If you have paid into Medicare through payroll taxes for ten years, then you are entitled to Medicare Part A at no cost.


You have seven months to apply for Medicare. You can apply for Part B Medicare three months before and three months after your birth month.

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